Buyer Resources | Jim West Team Marysville
Buyer Resources | Jim West Team Marysville
Your go-to hub for everything you need as a home buyer in Marysville and Union County. From budgeting and mortgage tips to inspections, we’ve got you covered.
🔍 Home Search Tools & Listings
Start your search with:
- MLS-backed property search (the most accurate, up-to-date listings)
- Neighborhood filters: schools, commute times, flood zones, lot size
- Map view & drawing tools to save custom search zones
- Alerts for price changes, new listings, open houses
💰 Financing & Mortgage Help
- Pre-approval vs pre-qualification: why a strong preapproval matters
- Loan types: FHA, Conventional, VA, USDA, jumbo
- Interest rates, points, and how they affect your monthly payment
- Down payment assistance programs & grants (state / county)
✅ Inspections, Appraisals & Due Diligence
- Home inspection checklist: structure, roof, plumbing, electrical, HVAC
- Specialty inspections: radon, termites, septic / well, mold
- Appraisal process: how value is determined
- Reviewing seller disclosures & title documents
🧠 Offer & Negotiation Strategy
- Offer structure: price, earnest money, contingencies, closing period
- When to waive inspections (and when not to)
- Handling multiple offer situations & counteroffers
- Using escalation clauses wisely
📆 From Contract to Close
- What happens after acceptance: escrow, title, financing, inspections
- Common contingencies and how to satisfy them
- Walk-throughs, punch lists, and last checks before closing
- Closing day: role of title company, signing docs, getting your keys
Buyer FAQs
How much should I budget for closing costs?
Typically 2%–5% of the purchase price (depending on loan type, title fees, escrow, and adjustments).
Can I buy a home with bad credit?
Possibly — some loan programs (like FHA) allow lower credit scores, but you’ll face higher rates or added mortgage insurance.
What is the difference between pre-approval and pre-qualification?
Pre-qualification is a rough estimate; pre-approval involves documentation and gives you more negotiating power.
Ready to start your home search with confidence? Let’s create your custom buying plan together.
📱 Call/Text: (614) 507-5732
✉️ Email: jimwest@jimwestteam.com
Get our Free Buyer Guide here
https://docs.google.com/document/d/1iWUHFugTguK3kaSJ3Jclg88-lwSL49NAyDPZuQJE9cE/edit?usp=sharing

