Divorce Property Decision Tool
CONFIDENTIAL PROPERTY ANALYSIS
Get clarity on your options and your real equity — free and confidential
Jim West, CDRE · RCS-D · CDS | (614) 507-5732
Let's Get Started
Your information is confidential
We'll email your report here. You can also reach Jim directly at (614) 507-5732 if you'd rather not receive email.
Your information is kept strictly confidential and is never shared. Jim West is a Certified Divorce Real Estate Expert (CDRE) with 22+ years of experience helping Union County families navigate property decisions during divorce.
About Your Property
This helps estimate your home's current value
Your best estimate — Jim can provide a more accurate assessment
Understanding Your Equity
Let's calculate what you really have to work with
Check your latest mortgage statement
Enter 0 if none
An estimate covering commissions, title, transfer fees, and closing costs. Adjust if you have different figures. This is an illustration, not a quoted rate — commissions are negotiable.
Common Mistake Alert
Most people calculate equity as Home Value − Mortgage = Equity. That isn't the whole story. If the home sells, you also subtract selling costs — which meaningfully changes what each person actually walks away with.
Your Situation
This helps Jim provide the most useful guidance
Do you have children? *
What's your timeline? *
Do you have a divorce attorney? *
What Are You Considering?
Select everything you're thinking about
A Warning About Quit Claim Deeds
Never sign a quit claim deed without legal and financial advice. Transferring the deed does not remove you from the mortgage — you can give up the house and still owe the debt. Jim can explain the safe way to handle property transfers during an Ohio divorce.
Your Property Analysis
Here's what the numbers actually look like
The Reality Check
What most people think:
$150,000
Home value minus debts
Actual net equity if sold:
$126,000
After estimated selling costs
Your Numbers
Buyout Scenario
If one spouse keeps the home and buys out the other
Two things to understand. First, the buyout figure above uses gross equity, because no sale occurs and no selling costs are incurred. Whether hypothetical selling costs should still be deducted is frequently negotiated — and it's worth thousands. Second, the keeping spouse must qualify for the new mortgage on their own income and formally remove the other spouse from the loan. That requires a refinance, not a quit claim deed.
Jim's Recommendations
- Get a professional valuation before you negotiate anything — Jim provides a free CMA built the way an appraiser would.
- Understand every cost before deciding. Selling costs materially change what each person nets.
- Never sign a quit claim deed without refinancing the mortgage first.
- Work with a CDRE who serves both spouses as a neutral party, not an advocate for one side.
- Coordinate with your attorney. Real estate and legal decisions move together.
Sending your report...
Ready to Talk Through Your Options?
A confidential conversation with a CDRE costs nothing and has no obligation.
